Emerald Rating is a Robo-Advisor that combines Swiss financial excellence, a state-of-the-art credit rating methodology and decades of experience
Scalable
Gain efficiency and save cost by accelerating business processes within your value chain
Transparent
credit scoring calculator including performance indicator visbility and explanations
Intuitive
financial performance improvement (liquidity, financial leverage, profitability)
Confidential
information through anonymous data entry with disconnected payment process
Industry Proven
scoring models and processes (reduced bad debt risk, better financing rates)
Stand-Alone/ Plug-In
Choose your way to integrate it in your process
- 2019 winner of the India Technology Award by Code Studio in recognition of our innovative technology platform for FinTech services
- 2021 winner of the Technovity Award by Banking Frontiers for our Share Price Evaluation solution
How can I calculate credit risk transparently, sustainably and scalably?
The traditional financial methods couldn’t answer this question – that’s why we built Emerald Rating
Imagine a world with a globally recognized Swiss credit rating methodology at your fingertips
Imagine a world where credit management meets transparency
Imagine a world where credit management meets sustainability
Imagine a world with growth without additional resources
Imagine a world without insolvencies and bankruptcies
Just imagine…
That world already exists!
Emerald Rating exists to create a more transparent and sustainable world through scalable credit management.
To make the business world more transparent in terms of credit risk
To work with entegrity and respect for people and nature on innovative solutions for our stakeholders
Back in 2015 the book ‘Credit Risk Management – Code of Best Practice’ was published, originally in German. Because of positive feedback It was launged in English two years later as well. The book describes a credit risk scoring model in particular, which is the fundamental basis for the scoring model used by Emerald Rating.
The idea now from an efficiency gain perspective is to let the business partner who is requesting a credit limit for being served by its supplier or receiving money from a lender, entering it’s financial information into the scoring model without entering the name and address of the company.
The scoring output together with the financial statement information is then given to the supplier’s/ lender’s credit decision maker for review of correctness and finally making the credit decision.
Back in 2015 the book ‘Credit Risk Management – Code of Best Practice’ was published, originally in German. Because of positive feedback It was launged in English two years later as well. The book describes a credit risk scoring model in particular, which is the fundamental basis for the scoring model used by Emerald Rating.
The idea now from an efficiency gain perspective is to let the business partner who is requesting a credit limit for being served by its supplier or receiving money from a lender, entering it’s financial information into the scoring model without entering the name and address of the company.
The scoring output together with the financial statement information is then given to the supplier’s/ lender’s credit decision maker for review of correctness and finally making the credit decision.
