The intent of this manual is to explain best practice to complete the entries as fast as possible.

Use Manual

How to make the entries?

  • Select the financial statement currency. This is used for the output for the maximum credit limit calculation, which is in Euros always.
  • If you use the units wisely, it makes the entries much faster because you don’t need to type too much. With this the error rate goes down as well.
  • Enter financial statement years. This can be two quarters or month’ as well. The most recent one comes first.
  • Fill in all fields, if the value is zero enter zero.
  • Balance Sheet:
    • If you don’t know exactly where to enter a number, use common sense. Does it belong to current or non-current assets? Enter closest.
    • Make sure that the intangible asset line is maintained correctly.
    • Make sure that cash, accounts receivables and inventory totals are correct.
    • Equity is important that the total matches.
    • Ensure that bank debt is split into short-term debt (less than one year) and long-term debt.
    • Pension Plan Reserves are considered non-current liabilities.
    • Check if the Total Assets are the same as Total Equity and Liabilities.
  • Profit & Loss Statement:
    • Enter first depreciation/ amortization, Interest and similar expense, and Income tax
    • Next step, enter net sales
    • Enter all other fields with the focus that subtotals match (Operating Income, Net Profit After Tax, EBITDA, and EBIT).
  • Customer environment: Select the answers from the drop-down list and be as accurate as possible. Use common sense.
  • Market Capitalization: You find an explanation here.

How to get to the output result?

  • Read the general terms and conditions thoroughly, you will be asked to accept them, which is legally binding.
  • Pay

Output is in PDF format for downloading it to your computer. It includes the input, output, explanations, invoice, and general terms and conditions.

Association of Credit Management Switzerland